Estimate Your Insurance Premium
Based on real Pakistani insurance rates — results are estimates only
Your Bike Details
Estimated Premium
Annual Premium Estimate
Coverage Type
Third Party
Rate Applied
— %
NCB Discount
0%
You Save
PKR 0
Actual premiums vary by insurer. Use this to budget — then confirm with any company below.
Insurance Companies in Pakistan
These companies offer motorcycle insurance in Pakistan. Visit their website or nearest branch to get a quote.
Adamjee Insurance
One of Pakistan's largest
EFU General Insurance
East and West Insurance
Jubilee General Insurance
Part of Aga Khan Network
TPL Insurance
Tech-forward insurer
Pak Qatar Takaful
Shariah-compliant (Takaful)
List Your Company
Are you an insurance provider? Reach thousands of Pakistani bike owners on Byke Lelo.
Apply to Partner →* Rates are approximate. Visit the company's official website for accurate quotes. Byke Lelo has no partnership with these companies yet.
Bike Insurance Buyer's Guide — Pakistan
Everything Pakistani riders need to know before buying insurance
Is bike insurance mandatory?
Third-party insurance is legally required under the Motor Vehicles Act in Pakistan. However enforcement is irregular. Having it protects you legally if you injure someone or damage their property in an accident.
How much does it actually cost?
Third-party insurance starts at PKR 2,500–4,000/year for a 70cc bike. Comprehensive can range from PKR 5,000–20,000+ depending on bike value, age, and location. Use the calculator above to estimate yours.
What documents do you need?
- Original CNIC copy
- Original registration book (copy)
- Photos of bike from all 4 sides
- Engine and chassis number photos
What's usually NOT covered?
- Riding without a license
- Mechanical breakdown (wear & tear)
- Drunk driving accidents
- Racing or off-road use
- Modifications not declared to insurer
Tips to reduce your premium
- Build a no-claim record — 50% off after 5 years
- Install a tracker or anti-theft device
- Pay annually instead of monthly
- Compare at least 3 companies before buying
- Insure at market value, not dealer price
How to file a claim
- 1.Call your insurer immediately after the incident
- 2.File an FIR at the nearest police station
- 3.Take photos of damage before moving the bike
- 4.Submit claim form + FIR + photos to insurer
- 5.Surveyor visits — never repair before survey
Coverage Comparison — What Each Plan Covers
| What's Covered | 3rd Party | Standard | Comprehensive |
|---|---|---|---|
Partner With Byke Lelo
Byke Lelo is Pakistan's growing motorcycle marketplace. We're building an insurance directory to connect bike owners with trusted providers. If you're an insurer, broker, or agent — we want to hear from you.
Growing Audience
Thousands of active buyers
Targeted Reach
100% bike buyers, not general
Verified Listing
Trusted by Pakistani riders
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